Buying or selling in Cambridge

City of Cambridge · Region of Waterloo

Cambridge is a city within the Region of Waterloo. It has two zoning by-laws in effect, a newer one for certain residential zones and an older one for everything else, so check each property on the City’s interactive zoning map.

Talk about Cambridge See listings

Concrete arches of the Main Street Bridge in Galt, Cambridge, with heritage stone buildings and a clock tower

How Cambridge works for homeowners.

Phase One of the City of Cambridge Comprehensive Zoning By-law 26-007 came into effect on February 3, 2026, covering certain residential zones. Zoning By-law 150-85 still applies to all other land uses, including residential lands deferred from Phase One.
The City lists active files on its current development applications page.
The Region of Waterloo collects garbage from eligible single and semi-detached homes every other week in Region-issued black carts.
Grand River Transit serves Cambridge, and the Waterloo Region District School Board and the Waterloo Catholic District School Board serve the city.

What to check in Cambridge.

Buying in Cambridge: check these first

Look up the property’s zoning and any nearby development applications with the City of Cambridge’s official maps before you fall in love with a home.
Confirm which schools serve the exact address with the school board’s own locator; boundaries follow addresses, not neighbourhood names.
Check the property assessment with MPAC and ask what the current property tax bill is.
Try your real commute at the time of day you would actually travel.

Selling in Cambridge: get ready

Gather invoices, permits and receipts for renovations and major replacements so listing details can be supported, as RECO recommends.
Confirm which items are included and excluded (appliances, light fixtures, window coverings) before the listing goes live.
Get a starting point with the seller guide and a conversation about current local competition.

Bookmark these Cambridge resources.

Practical answers about Cambridge.

Which zoning by-law applies in Cambridge?

Two are in effect. Comprehensive Zoning By-law 26-007 (Phase One, in effect since February 3, 2026) covers certain residential zones, and Zoning By-law 150-85 covers all other land uses, including residential lands deferred from Phase One. The City’s interactive zoning map shows which applies to a property.

Where can I see development planned near a Cambridge home?

The City of Cambridge lists active planning files on its current development applications page.

How is garbage collected in Cambridge?

The Region of Waterloo collects garbage from eligible single and semi-detached homes every other week in Region-issued black carts.

Other community guides.

Sources and last checked

Facts on this page were checked against these official sources on October 19, 2026. Rules and services change, so confirm anything a decision depends on with the source.

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